偏方能治好白癜风吗 http://www.baidianfeng51.cn/baidianfengzixun/wuliliaofa/294.html彻底疯了，1月18日，权益类基金再迎“超级星期一”，四只新基金大卖亿！并诞生创纪录的超级爆款基金。其中，冯波管理的易方达竞争优势认购规模接近亿，预计比例配售率约为7%。
经过几轮牛熊的洗礼，炒股不如买基金已经达成共识，那么现在的问题是，如何挑选一只优秀的基金呢？今天，邓行长就来聊聊这个话题。
首先，我们还是来了解一下基金的基础知识。
基金按照投资对象不同，可以分为货币基金、债券基金、股票基金和混合型基金。不同种类基金收益率高低顺序排名及持有期如下：
NO.1股票型：资金80%以上比例投资股票；持有期较长。
NO.混合型：各种类资产均有投资，股票占比不高于80%；持有期较长。
NO.3债券型：资金80%以上比例投资债券；持有期在一年左右。
NO.4货币型：主要投资于银行存款、短期债券等保本型产品；短期持有。
基金风险：
1）持有时间越短，风险越低，收益越低）持有期越长，风险越大，潜在收益也大具体分类和特点总结如下表所示：
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